Workers Compensation Insurance covers the cost of medical treatment, rehabilitation, and lost wages for an employee who is injured or becomes ill because of their work. It's compulsory in every Australian state and territory, with the specific scheme and premium calculation varying by jurisdiction.

In New South Wales, Victoria, Queensland, South Australia, the ACT, and the Northern Territory, workers compensation is run through a state or territory government scheme rather than placed with a private insurer.

In Western Australia, Tasmania, and for eligible Commonwealth employers under Comcare, employers can arrange a privately underwritten policy. We help you understand which applies to your business, manage your obligations under your state's scheme, and where a private policy is available, place it with the right insurer.

Beyond the legal requirement, the right policy and return-to-work support can make a real difference to how quickly an injured employee recovers and gets back to work, and how much a claim ultimately costs your business. We help you understand your obligations and get the right level of support in place.