Tailored Insurance Solutions for Seafood & Aquaculture Businesses

From tuna farming and commercial fishing to oyster leases and seafood processing and export, we search the market on your behalf to arrange insurance for your vessels, your stock, and your people. For seafood and aquaculture businesses, the insurance we often place includes:

Marine Hull (Commercial)

Vessels used in commercial fishing and aquaculture operations carry their own hull exposure, distinct from the catch or stock they carry. Marine hull insurance responds to physical loss or damage to the vessel itself.

Marine Hull (Commercial)

Vessels used in commercial fishing and aquaculture operations carry their own hull exposure, distinct from the catch or stock they carry. Marine hull insurance responds to physical loss or damage to the vessel itself.

Public & Products Liability

Every seafood and aquaculture business carries third-party risk — injury to a visitor or contractor, or a claim that seafood you farmed, caught, or processed caused illness or property damage. Public and products liability insurance responds to claims arising from your operation and the product itself.

Public & Products Liability

Every seafood and aquaculture business carries third-party risk — injury to a visitor or contractor, or a claim that seafood you farmed, caught, or processed caused illness or property damage. Public and products liability insurance responds to claims arising from your operation and the product itself.

Stock & Spoilage

Live and processed stock — from tuna pens to oyster leases to cold storage — can be lost to spoilage, disease, or temperature failure. Stock and spoilage insurance responds to that loss, separate from the insurance protecting the equipment or vessel itself.

Stock & Spoilage

Live and processed stock — from tuna pens to oyster leases to cold storage — can be lost to spoilage, disease, or temperature failure. Stock and spoilage insurance responds to that loss, separate from the insurance protecting the equipment or vessel itself.

Product Recall

If seafood you farm, catch, process, or export turns out to be contaminated or unsafe, the cost of recalling it from the market — logistics, notification, disposal — can be significant. Product recall insurance responds to those costs.

Product Recall

If seafood you farm, catch, process, or export turns out to be contaminated or unsafe, the cost of recalling it from the market — logistics, notification, disposal — can be significant. Product recall insurance responds to those costs.

Marine & Cargo

Seafood carries its own transit exposure as it moves from farm or vessel to processor, exporter, and customer, including import and export cargo. Marine and cargo insurance responds to loss or damage to goods in transit.

Marine & Cargo

Seafood carries its own transit exposure as it moves from farm or vessel to processor, exporter, and customer, including import and export cargo. Marine and cargo insurance responds to loss or damage to goods in transit.

Commercial Property

Processing facilities, hatcheries, and shore-based premises need insurance for the building, contents, and loss of rent if a property event takes the site out of action.

Commercial Property

Processing facilities, hatcheries, and shore-based premises need insurance for the building, contents, and loss of rent if a property event takes the site out of action.

Environmental Liability

Aquaculture and processing operations carry real exposure to pollution, contamination, or escape of stock affecting surrounding waterways. Environmental liability insurance responds to clean-up, remediation, and third-party contamination costs arising from your operations.

Environmental Liability

Aquaculture and processing operations carry real exposure to pollution, contamination, or escape of stock affecting surrounding waterways. Environmental liability insurance responds to clean-up, remediation, and third-party contamination costs arising from your operations.

Workers Compensation

Workers compensation insurance is a statutory requirement in every state for anyone you employ, from vessel crew to farm, hatchery, and processing staff. Requirements and premiums vary by jurisdiction — we help you navigate the right settings for your workforce.

Workers Compensation

Workers compensation insurance is a statutory requirement in every state for anyone you employ, from vessel crew to farm, hatchery, and processing staff. Requirements and premiums vary by jurisdiction — we help you navigate the right settings for your workforce.

Plant, Equipment & Machinery

Processing lines, refrigeration, and farm or hatchery equipment represent serious capital tied up in machinery that has to keep running. This insurance responds to the cost of repair or replacement following mechanical or electrical breakdown.

Plant, Equipment & Machinery

Processing lines, refrigeration, and farm or hatchery equipment represent serious capital tied up in machinery that has to keep running. This insurance responds to the cost of repair or replacement following mechanical or electrical breakdown.

Farm & Crop

Aquaculture operations carrying primary production exposure beyond the vessel and processing side — leases, ponds, and farmed stock — may need farm and crop insurance alongside their marine and stock cover.

Farm & Crop

Aquaculture operations carrying primary production exposure beyond the vessel and processing side — leases, ponds, and farmed stock — may need farm and crop insurance alongside their marine and stock cover.

Trade Credit

Exporters and processors carry exposure to buyer insolvency — a customer who can’t pay for seafood already supplied. Trade credit insurance protects against that loss, which matters most when a small number of buyers account for a large share of revenue.

Trade Credit

Exporters and processors carry exposure to buyer insolvency — a customer who can’t pay for seafood already supplied. Trade credit insurance protects against that loss, which matters most when a small number of buyers account for a large share of revenue.

Commercial Motor Fleet

Vehicles move people and stock between farm, processing site, and market. We arrange fleet insurance scaled to how many vehicles you run, from a single ute to a full fleet.

Commercial Motor Fleet

Vehicles move people and stock between farm, processing site, and market. We arrange fleet insurance scaled to how many vehicles you run, from a single ute to a full fleet.

Commercial Drone Insurance

Drones are increasingly used across larger aquaculture leases and farms for stock monitoring and site inspection. Commercial drone insurance covers the hull, liability, and operator exposure that comes with running drones as part of your operation.

Commercial Drone Insurance

Drones are increasingly used across larger aquaculture leases and farms for stock monitoring and site inspection. Commercial drone insurance covers the hull, liability, and operator exposure that comes with running drones as part of your operation.

When did you last review your insurance program?

Request a Review

A strategic check of your current insurance against where your business stands today. No cost, no obligation.

Request a Review

Request a Review

Request a Review

Know exactly what you need?

Get a Quote

Send through the insurance you’re ready to arrange and we’ll come back with the next steps.

Get a Quote

Get a Quote

Get a Quote

Why Seafood & Aquaculture Businesses Choose Polaris

We don’t sell insurance. We solve problems.
Access to Multiple Insurers

We compare policies across a panel of Australian and international insurers to find insurance suited to your seafood or aquaculture business and its risk profile.

Market Conditions, Tracked for You

Commercial insurance pricing moves with the market. We monitor it on your behalf and tell you honestly whether now is the time to review your insurance or hold.

Sector Specialists

We understand the vessel, stock, and export risk specific to seafood and aquaculture, not a generic agricultural or marine template.

Full Claims Support

When something goes wrong, we manage your claim from lodgement to settlement. You deal with us, not the insurer — one point of contact, start to finish.

Choose your next step:

Choose your next step:

Request a Review

Request a Review

Request a Review

Get a Quote

Get a Quote

Get a Quote

FAQ

Top common questions asked about seafood & aquaculture business insurance

Top common questions asked about seafood & aquaculture business insurance

What insurance does a seafood or aquaculture business need?
Does Polaris have experience with tuna farming and other aquaculture specifically?
What’s the difference between Marine Hull and Stock & Spoilage cover for an aquaculture business?
Do I need Product Recall insurance if I process or export seafood?
What’s different about working with a broker instead of going direct to an insurer for seafood and aquaculture insurance?

Your Vessels, Your Stock and Your Markets Change. Has Your Insurance Kept Up?

Your Vessels, Your Stock and Your Markets Change. Has Your Insurance Kept Up?

A strategic check of your current insurance against where your business stands today. No cost, no obligation.

Request a Risk & Insurance Review →

Request a Risk & Insurance Review →

No cost. No obligation.

No cost. No obligation.

Already know what you need?

Already know what you need?

Marine Hull, Stock & Spoilage, Public Liability or any cover above?

Get a Quote →

Request a Review

Request a Review

Get a Quote

Get a Quote

Logo

Polaris is an Australian insurance broker. We place and review cover for businesses that want a policy built around them, and service to match.

LEGALS

Company

HEAD OFFICE

Backed by the strength of Steadfast

Steadfast logo

The information on this page is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making a decision about an insurance product, consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Polaris Risk Services Pty Ltd ABN 62 689 768 634 AFSL 700131 acts as your insurance broker and sources policies from a range of insurers on your behalf. Polaris does not act for any insurer.

© 2026 Polaris Risk Services Pty Ltd.

Logo

Polaris is an Australian insurance broker. We place and review cover for businesses that want a policy built around them, and service to match.

LEGALS

Company

HEAD OFFICE

Backed by the strength of Steadfast

Steadfast logo

The information on this page is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making a decision about an insurance product, consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Polaris Risk Services Pty Ltd ABN 62 689 768 634 AFSL 700131 acts as your insurance broker and sources policies from a range of insurers on your behalf. Polaris does not act for any insurer.

© 2026 Polaris Risk Services Pty Ltd.