Tailored Insurance Solutions for Energy & Utilities Businesses

From power generation and transmission to renewables, oil & gas services and water & utilities, we search the market on your behalf to arrange insurance for your infrastructure, your plant, your people, and your regulatory exposure.
For energy and utilities businesses, the insurance we often place includes:

When did you last review your insurance program?

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A strategic check of your current insurance against where your business stands today. No cost, no obligation.

Know exactly what you need?

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Send through the insurance you’re ready to arrange and we’ll come back with the next steps.

Why Energy & Utilities Businesses Choose Polaris

We don’t sell insurance. We solve problems.
Access to Multiple Insurers

We compare policies across a panel of Australian and international insurers, including specialist energy and utilities underwriters, to find insurance suited to your operation and its risk profile, whether you run a single facility or a distributed network.

Market Conditions, Tracked for You

Commercial insurance pricing moves with the market, and energy and utilities has its own cycles of capacity and appetite, particularly for environmental, cyber and heavy plant exposure. We monitor it on your behalf and tell you honestly whether now is the time to review your insurance or hold.

Sector Specialists

We understand that an energy or utilities business carries plant risk, regulatory risk, cyber risk and environmental risk simultaneously — and that the right insurance program looks different for a generator than for a network operator, a renewables developer or a utility services provider. We build around your specific operation, not a generic package.

Full Claims Support

When something goes wrong, we manage your claim from lodgement to settlement. You deal with us, not the insurer — one point of contact, start to finish.

FAQ

Top common questions asked about energy & utilities business insurance

Top common questions asked about energy & utilities business insurance

What insurance does an energy or utilities business need as standard?
Why does Cyber Insurance matter for energy and utilities specifically?
Do we need Professional Indemnity insurance if we operate physical infrastructure rather than provide advice?
What’s the difference between Plant, Equipment & Machinery insurance and Plant & Machinery (Mobile) insurance?
What’s different about working with a broker instead of going direct to an insurer for energy and utilities insurance?

Your Operation Has Grown Since You Took Out Your First Policy. Has Your Cover Kept Up?

Your Operation Has Grown Since You Took Out Your First Policy. Has Your Cover Kept Up?

Most energy and utilities businesses find the gaps in their insurance during a review — not during a claim. Have your insurance program reviewed by a specialist who understands plant, regulatory and cyber exposure. We'll identify coverage gaps, redundancies, and potential savings, at no cost, before your next renewal.

Request a Review

Request a Review

Get a Quote

Get a Quote

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Polaris is an Australian insurance broker. We place and review cover for businesses that want a policy built around them, and service to match.

Company

HEAD OFFICE

Backed by the strength of Steadfast

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The information on this page is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making a decision about an insurance product, consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Polaris Risk Services Pty Ltd ABN 62 689 768 634 AFSL 700131 acts as your insurance broker and sources policies from a range of insurers on your behalf. Polaris does not act for any insurer.

© 2026 Polaris Risk Services Pty Ltd.

Logo

Polaris is an Australian insurance broker. We place and review cover for businesses that want a policy built around them, and service to match.

Company

HEAD OFFICE

Backed by the strength of Steadfast

Steadfast logo

The information on this page is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making a decision about an insurance product, consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Polaris Risk Services Pty Ltd ABN 62 689 768 634 AFSL 700131 acts as your insurance broker and sources policies from a range of insurers on your behalf. Polaris does not act for any insurer.

© 2026 Polaris Risk Services Pty Ltd.