Product Recall Insurance

Product Recall Insurance covers the cost of withdrawing a faulty or contaminated product from the market before it causes further harm. We arrange cover that responds to the direct costs of a recall and the disruption it causes.

Product Recall Insurance Covers the Cost of Getting a Product Back

Product Recall Insurance covers the costs of recalling a product from the market, including notification, transport, storage, and disposal, as well as the cost of replacing or reworking affected stock. It can also extend to cover the loss of income while production is disrupted.

A recall can be triggered by contamination, a manufacturing defect, or a labelling error, and the costs can escalate quickly once a recall is underway. We help you understand your exposure across your supply chain and arrange cover that responds quickly when it matters.

Which Sectors Often Need Product Recall Insurance

These are the sectors where Product Recall Insurance is typically a core requirement — not on the list? Get in touch and we'll talk through what you need.

Click on a sector to learn more about other insurances that may be needed to protect your business.

• Manufacturing

• Seafood & Aquaculture

• Distilleries & Wineries

• Food & Beverage

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What You'll Need for a Product Recall Insurance Quote

We'll talk you through it so that you get the insurance you need for your situation

Products & Markets

The products you manufacture or supply, and the markets they're sold into.

Annual Turnover

Your annual turnover relating to the products you want covered, used to calculate the premium.

Supply Chain

An overview of your supply chain, including key suppliers and any quality control processes in place.

Claims History

The details of any claims made in the past 5 years.

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How Product Recall Insurance Differs From Related Products

Product Recall vs. Public & Products Liability

Public & Products Liability covers the cost of a claim once injury or damage has occurred. Product Recall covers the cost of withdrawing the product before it causes further harm — often relevant before a liability claim ever arises.

Product Recall vs. Stock & Spoilage

Stock & Spoilage covers stock damaged by spoilage or contamination before it reaches the market. Product Recall covers the cost of withdrawing product that's already been sold or distributed.

Product Recall vs. Environmental Liability

Product Recall responds to a faulty or contaminated product being withdrawn from the market. Environmental Liability responds to pollution or contamination of land, water, or air — a different trigger and a different type of loss.

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