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Marine Hull Insurance Covers the Vessels Your Business Operates

Marine Hull Insurance covers physical loss or damage to a commercial vessel, including the hull, machinery, and fittings, from events such as collision, grounding, fire, and storm. It applies to businesses that own and operate their own boats as part of their operations.

Cover can extend to include liability for damage the vessel causes to other vessels or property, and can be structured around how the vessel is used, whether for fishing, transport, or other commercial purposes. We help you arrange cover that reflects how the vessel operates.

Which Sectors Often Need Commercial Marine Hull Insurance

These are the sectors where Marine Hull (Commercial) Insurance is typically a core requirement — not on the list? Get in touch and we'll talk through what you need.

Click on a sector to learn more about other insurances that may be needed to protect your business.

• Transport & Logistics

• Seafood & Aquaculture

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What You'll Need for a Commercil Marine Hull Insurance Quote

We'll talk you through it so that you get the insurance you need for your situation

Vessel Details

The make, model, age, and value of the vessel you want insured.

Crew & Licensing

Details of crew numbers and relevant licences or certifications held by operators.

Use & Operations

How the vessel is used in your business, including typical waters, routes, and operating conditions.

Claims History

The details of any claims made in the past 5 years.

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How Commercial Marine Hull Insurance Differs From Related Products

Commercial Marine Hull vs. Marine & Cargo

Commercial Marine Hull covers the vessel itself. Marine & Cargo covers the goods being transported, regardless of which vessel or vehicle carries them — relevant together for businesses that ship their own goods on their own vessel.

Commercial Marine Hull vs. Public & Products Liability

Marine Hull covers physical damage to the vessel itself. Public & Products Liability would respond to a separate third-party claim, such as injury to someone outside your business — the two can be relevant together.

Commercial Marine Hull vs. Commercial Motor Fleet

Commercial Motor Fleet covers land vehicles. Marine Hull covers vessels — a separate, specialised form of cover entirely, for businesses that operate boats as part of their fleet.

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