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Commercial Drone Insurance Covers Your Aircraft and Your Liability

Commercial Drone Insurance covers loss or damage to drones used in your business, such as accidental crashes, theft, or damage in transit, and can include liability cover for injury or property damage caused by a drone you operate. It applies to businesses using drones for inspection, survey, aerial photography, agriculture, and similar commercial purposes.

Cover can be structured around a single drone or a fleet, and most policies expect the operator to hold the relevant CASA accreditation or licence for commercial operation. We help you match the policy to how the drone is used in your business.

Which Sectors Often Need Commercial Drone Insurance

If your business is using a drone, then Commercial Drone Insurance is typically a core requirement — not on the list? Get in touch and we'll talk through what you need.

Click on a sector to learn more about other insurances that may be needed to protect your business.

• Construction & Infrastructure

• Mining & Resources

• Energy & Utilities

• Property & Real Estate

• Agriculture & Primary Production

• Trade & Subcontractor Services

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What You'll Need for a Commercial Drone Insurance Quote

We'll talk you through it so that you get the insurance you need for your situation

Drone Details

The make, model, and value of each drone you want insured.

Use & Operations

How the drone is used in your business, including typical flight conditions and locations.

Operator Accreditation

Details of the CASA accreditation, licence, or authorisation held by the people operating the drone.

Claims History

The details of any drone-related claims made in the past 5 years.

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How Commercial Drone Insurance Differs From Related Products

Commercial Drone vs. Public & Products Liability

Commercial Drone Insurance covers the aircraft itself and liability specific to operating it. Public & Products Liability covers your broader business liability and wouldn't typically respond to drone-specific risks such as airspace incidents or aircraft loss.

Commercial Drone vs. Aircraft & Helicopter

Commercial Drone Insurance applies to unmanned aircraft (drones). Aircraft & Helicopter insurance is a separate, specialised class for manned aircraft, with different regulatory requirements and underwriting.

Commercial Drone vs. Plant, Equipment & Machinery

Plant, Equipment & Machinery covers general business equipment against damage and loss. Commercial Drone Insurance is purpose-built for aircraft, which carry distinct regulatory and liability considerations that general equipment cover doesn't address.

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