Professional Indemnity Insurance

Professional Indemnity Insurance covers your business against claims of financial loss arising from advice, design, or professional services you've provided. We arrange cover scaled to the type of work you do and who you do it for.

Professional Indemnity Insurance Covers the Advice and Services You Provide

Professional Indemnity Insurance covers your legal liability for financial loss suffered by a client as a result of negligent advice, a design error, or a failure to perform professional services to the expected standard. It responds to the cost of defending a claim as well as any damages awarded.

Many contracts and professional registrations require this cover as a condition of doing business, particularly where clients rely on your expertise or certifications. We help you set a limit of liability that matches your contracts and the scale of work you take on.

Which Sectors Often Need Professional Indemnity Insurance

These are the sectors where Professional Indemnity Insurance is typically a core requirement — not on the list? Get in touch and we'll talk through what you need.

Click on a sector to learn more about other insurances that may be needed to protect your business.

• Construction & Infrastructure

• Trade & Subcontractor Services

• Property & Real Estate

Ready?

Get a Quote

What You'll Need for a Professional Indemnity Insurance Quote

We'll talk you through it so that you get the insurance you need for your situation

Professional Services

A description of the advice, design, or professional services your business provides.

Contracts & Qualifications

Details of any client contracts requiring specific cover limits, and relevant professional qualifications or registrations held.

Annual Fee Income

Your annual fee income, which is typically used to help calculate the premium.

Claims History

The details of any professional indemnity claims made in the past 5 years.

Ready?

Get a Quote

How Professional Indemnity Insurance Differs From Related Products

Professional Indemnity vs. Public & Products Liability

Professional Indemnity responds to financial loss caused by advice, design, or professional services. Public & Products Liability responds to physical injury or property damage. Many businesses carry both.

Professional Indemnity vs. Directors & Officers (D&O)

Professional Indemnity responds to claims arising from professional services delivered to clients. D&O responds to claims against directors and officers personally for management decisions — a different claimant and a different exposure.

Professional Indemnity vs. Management Liability

Professional Indemnity covers claims from clients about the professional services you provide. Management Liability covers claims about how your business itself is managed, such as employment disputes.

Ready?

Get a Quote