Management Liability Insurance Protects the People Running Your Business

Management Liability Insurance covers a bundle of exposures that come with running a business, including employment practices claims (such as unfair dismissal or discrimination), statutory and regulatory liability, and management or company liability. It responds to the cost of defending a claim as well as any damages or penalties.

These exposures apply to businesses of any size, not just large companies — even a small team can face an employment dispute or a regulatory inquiry. We help you understand which of these exposures are most relevant to your business and structure a policy accordingly.

Which Sectors Often Need Management Liability Insurance

These are the sectors where Plant, Equipment & Machinery Insurance is typically a core requirement — not on the list? Get in touch and we'll talk through what you need.

Click on a sector to learn more about other insurances that may be needed to protect your business.

What You'll Need for a Management Liability Insurance Quote

We'll talk you through it so that you get the insurance you need for your situation
Business Structure

Your company structure, including the number of directors, officers, and employees.

Employment Practices

Details of your HR policies and any recent employment-related disputes or terminations.

Annual Revenue

Your business's annual revenue, which is typically used to help calculate the premium.

Claims History

The details of any management liability, employment, or regulatory claims made in the past 5 years.

How Management Liability Insurance Differs From Related Products

Management Liability vs. Directors & Officers (D&O)

Management Liability is a broader package that often includes D&O as one component, alongside employment practices and statutory liability. Standalone D&O is typically used by larger companies wanting deeper, dedicated protection for their directors specifically.

Management Liability vs. Workers Compensation

Workers Compensation responds to physical workplace injury or illness. Management Liability responds to non-physical employment claims, such as unfair dismissal or discrimination, which can arise independently of any injury.

Management Liability vs. Professional Indemnity

Management Liability covers claims about how the business itself is managed. Professional Indemnity covers claims arising from the professional advice or services your business provides to clients.

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Polaris is an Australian insurance broker. We place and review cover for businesses that want a policy built around them, and service to match.

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Backed by the strength of Steadfast

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The information on this page is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making a decision about an insurance product, consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Polaris Risk Services Pty Ltd ABN 62 689 768 634 AFSL 700131 acts as your insurance broker and sources policies from a range of insurers on your behalf. Polaris does not act for any insurer.

© 2026 Polaris Risk Services Pty Ltd.

Logo

Polaris is an Australian insurance broker. We place and review cover for businesses that want a policy built around them, and service to match.

Company

HEAD OFFICE

Backed by the strength of Steadfast

Steadfast logo

The information on this page is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making a decision about an insurance product, consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Polaris Risk Services Pty Ltd ABN 62 689 768 634 AFSL 700131 acts as your insurance broker and sources policies from a range of insurers on your behalf. Polaris does not act for any insurer.

© 2026 Polaris Risk Services Pty Ltd.