Strata & Body Corporate Insurance

Workers Compensation Insurance covers the cost of an employee's injury or illness sustained at work. It's a legal requirement for most Australian employers, and we help you get the right policy in place for your workforce.

Strata & Body Corporate Insurance Covers the Building's Common Property

Strata & Body Corporate Insurance covers the common property of a strata-titled building, including shared structures, common areas, and the body corporate's legal liability, against events such as fire, storm, and other insured perils. It's typically compulsory under strata legislation for the body corporate to arrange.

Cover is usually arranged on behalf of all lot owners collectively, rather than each owner insuring their own lot separately, and needs to reflect the full replacement value of the building. We help body corporates and strata managers put the right cover in place.

Which Sectors Often Need Strata & Body Corporate Insurance

These are the sectors where Strata & Body Corporate Insurance is typically a core requirement — not sure? Get in touch and we'll talk through what you need.

Click on a sector to learn more about other insurances that may be needed to protect your business.

• Property & Real Estate

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What You'll Need for a Strata & Body Corporate Insurance Quote

We'll talk you through it so that you get the insurance you need for your situation

Building Details

The age, construction type, and number of lots in the building.

Common Property & Facilities

Details of shared facilities such as lifts, pools, or car parks that form part of the common property.

Replacement Value

An up-to-date replacement valuation for the building, which strata legislation generally requires to be current.

Claims History

The details of any claims made on the strata policy in the past 5 years.

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How Strata & Body Corporate Insurance Differs From Related Products

Strata & Body Corporate vs. Commercial Property

Commercial Property covers a single business's building and contents. Strata & Body Corporate covers the shared common property of a multi-lot strata building on behalf of the body corporate.

Strata & Body Corporate vs. Management Liability

Strata & Body Corporate covers the building and the body corporate's liability for common property. Management Liability would cover claims about how the body corporate committee itself is managed, such as a dispute over a committee decision.

Strata & Body Corporate vs. Public & Products Liability

Strata & Body Corporate includes liability cover for the common property itself. A lot owner's or tenant's own business activities would still need their own Public & Products Liability cover.

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