Livestock Insurance Covers the Animals on Your Farm

Livestock Insurance covers the death or loss of farm animals from events such as accident, fire, lightning, and certain diseases, depending on the policy. It applies to a range of livestock, including cattle, sheep, and other farm animals, and can be arranged for a whole herd or specific high-value animals.

Livestock represents a significant and often fluctuating asset for a farming business, and a single loss event can affect a meaningful share of total stock. We help you understand what's covered and arrange a policy that reflects the value and makeup of your herd.

What You'll Need for a Livestock Insurance Quote

We'll talk you through it so that you get the insurance you need for your situation
Livestock Type & Numbers

The type of livestock you run and the number of animals you want covered.

Property Details

Details of the property where livestock is kept, including fencing, water access, and general management practices.

Value & Breeding Status

The value of your livestock, including any high-value breeding stock that may need individual cover.

Claims History

The details of any livestock-related claims made in the past 5 years.

How Livestock Insurance Differs From Related Products

Livestock vs. Farm & Crop

Farm & Crop covers farm property, equipment, and crops. Livestock Insurance covers the animals themselves — many farming businesses need both, depending on what they produce.

Livestock vs. Business Interruption

Livestock Insurance covers the value of the animals lost. Business Interruption covers the income lost while your farming operation can't trade normally following a major loss event.

Livestock vs. Marine & Cargo

Livestock Insurance covers animals while on your property. Marine & Cargo would cover animals in transit if they're being transported to market — a different stage of risk.

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Polaris is an Australian insurance broker. We place and review cover for businesses that want a policy built around them, and service to match.

Company

HEAD OFFICE

Backed by the strength of Steadfast

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The information on this page is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making a decision about an insurance product, consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Polaris Risk Services Pty Ltd ABN 62 689 768 634 AFSL 700131 acts as your insurance broker and sources policies from a range of insurers on your behalf. Polaris does not act for any insurer.

© 2026 Polaris Risk Services Pty Ltd.

Logo

Polaris is an Australian insurance broker. We place and review cover for businesses that want a policy built around them, and service to match.

Company

HEAD OFFICE

Backed by the strength of Steadfast

Steadfast logo

The information on this page is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making a decision about an insurance product, consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Polaris Risk Services Pty Ltd ABN 62 689 768 634 AFSL 700131 acts as your insurance broker and sources policies from a range of insurers on your behalf. Polaris does not act for any insurer.

© 2026 Polaris Risk Services Pty Ltd.